Loan Types
Renovation Loan Calculator: FHA 203k and HomeStyle Costs
Calculate your renovation loan payment with our rehab home loan guide. Compare FHA 203k vs HomeStyle renovation loans and see what you can borrow.
Lisa Rodriguez
Loan Types
Compare different mortgage options. From FHA to VA to conventional loans, find the right financing for your situation.
28 articles
Loan Types
Adjustable Rate Mortgage (ARM) Explained: How ARMs Work in 2025
ARMs start with lower rates that adjust after 5-10 years. Learn how ARM caps work, when ARMs make sense and current ARM rates.
Lisa Rodriguez
Loan Types
Assumable Mortgage: How to Take Over Someone's Low Rate Loan
Assumable mortgages let buyers take over a seller's existing loan and rate. FHA, VA and USDA loans are assumable. Learn the process and requirements.
David Thompson
Loan Types
Calculate Va Mortgage
Learn about calculate va mortgage. Expert guidance, real examples and practical tips to help you make smart mortgage decisions.
Jennifer Adams
Loan Types
Condo Mortgage Requirements: HOA Approval and Financing Rules
Condo mortgages require HOA questionnaire approval, owner-occupancy ratios and reserve fund minimums. Learn what makes a condo warrantable.
Lisa Rodriguez
Loan Types
Construction Loan Rates Today: What to Expect in 2026
Current construction mortgage rates run 1-2% higher than standard loans. See today's construction loan rates and learn how to qualify for building financing.
David Thompson
Loan Types
Conventional Loan Requirements: Complete Guide for 2025
Conventional loan requirements: 620 credit score, 3-20% down payment, 43% DTI. Learn how to qualify for a conventional mortgage.
Sarah Mitchell
Loan Types
Do Multiple Mortgage Pre Approvals Affect Credit Score
Learn about do multiple mortgage pre approvals affect credit score. Expert tips and real examples for smart mortgage decisions.
Sarah Mitchell
Loan Types
FHA Loan Requirements: Complete Guide to Qualifying in 2025
FHA loan requirements explained: 580 credit score minimum, 3.5% down payment, DTI limits and property standards. Learn how to qualify.
Sarah Mitchell
Loan Types
Fha Mortgage Az
Learn about fha mortgage az. Expert guidance, real examples and practical tips to help you make smart mortgage decisions.
Sarah Mitchell
Loan Types
How Long Does A Pre Approval For Mortgage Last
Learn about how long does a pre approval for mortgage last. Expert tips and real examples for smart mortgage decisions.
Michael Chen
Loan Types
How To Calculate Mortgage Insurance On A Conventional Loan
Learn about how to calculate mortgage insurance on a conventional loan. Expert tips and real examples for smart mortgage decisions.
Michael Chen
Loan Types
How To Determine Mortgage Approval Amount
Learn about how to determine mortgage approval amount. Expert tips and real examples for smart mortgage decisions.
Jennifer Adams
Loan Types
Interest-Only Mortgage: How It Works, Pros and Cons
Interest-only mortgages let you pay just interest for 5-10 years, then principal kicks in. Payments are lower initially but jump significantly later.
Michael Chen
Loan Types
Investment Property Mortgage: Requirements, Rates and How to Qualify
Investment property loans require 15-25% down, 620+ credit and 6 months reserves. Rates run 0.5-0.75% higher than primary residence mortgages.
Sarah Mitchell
Loan Types
Jumbo Loan Requirements: What You Need to Qualify in 2025
Jumbo loans require 700+ credit, 10-20% down and 43% DTI. Learn current limits, rates and how to qualify for high-value property financing.
Michael Chen
Loan Types
Land Loans: How to Finance Buying Land
Land loans have higher rates, larger down payments and shorter terms than home mortgages. Learn about raw land, lot loans and construction financing.
David Thompson
Loan Types
Mobile Home Financing: Loans for Manufactured and Modular Homes
Finance a mobile home with FHA Title I, chattel loans or conventional mortgages. Requirements vary based on whether you own the land.
Michael Chen
Loan Types
Non-QM Loans: Mortgages for Borrowers Who Don't Fit the Box
Non-QM loans serve self-employed, investors and others who can't qualify traditionally. Learn about bank statement, asset-based and DSCR loans.
Michael Chen
Loan Types
Private Mortgage Lenders: When Banks Say No
Private lenders offer mortgages when banks decline you. Expect higher rates (8-15%), shorter terms and larger down payments. Learn when they make sense.
Sarah Mitchell
Loan Types
Reverse Mortgage Guide: How It Works, Costs and Alternatives
Reverse mortgages let homeowners 62+ convert equity to income without selling. Learn about HECMs, costs, repayment and whether it's right for you.
Lisa Rodriguez
Loan Types
Second Home Mortgage Requirements: Rules, Rates and How to Qualify
Second home loans require 10% down, 620+ credit and proof the property is for personal use. Rates are 0.25-0.5% higher than primary residence.
Michael Chen
Loan Types
Self-Employed Mortgage Requirements: How to Qualify in 2025
Self-employed borrowers need 2 years of tax returns showing stable income. Learn documentation requirements, income calculation and tips for approval.
Michael Chen
Loan Types
Types of Mortgages: Complete Guide to Every Loan Option
Compare conventional, FHA, VA, USDA, jumbo and ARM loans. Learn which mortgage type is best for your situation and requirements.
Michael Chen
Loan Types
USDA Loan Requirements: Zero Down Payment Rural Home Loans
USDA loan requirements: zero down payment, income limits and eligible areas. Learn how to qualify for a USDA rural development loan.
David Thompson
Loan Types
VA Loan Requirements: Complete Eligibility Guide for 2025
VA loan requirements explained: eligibility, credit score, income and COE. Learn how veterans qualify for zero down payment mortgages.
David Thompson
Loan Types
What Is A Conventional Mortgage Loan
Learn about what is a conventional mortgage loan. Expert guidance, real examples and practical tips to help you make smart mortgage decisions.
Sarah Mitchell
Loan Types
What Is The Difference Between Conventional And Fha Mortgages
Conventional vs FHA mortgages explained. Key differences in down payments, credit requirements and costs.
Jennifer Adams