Loan Types
Attorney Mortgage Programs: Benefits for Legal Professionals
Attorney mortgage programs offer reduced down payments, student loan flexibility and jumbo options. Learn how lawyers qualify for special home financing.
Sarah Mitchell
Loan Types
Compare different mortgage options. From FHA to VA to conventional loans, find the right financing for your situation.
29 articles
Loan Types
Renovation Loan Calculator - FHA 203k and HomeStyle Overview
Calculate your renovation loan payment with our rehab home loan guide. Compare FHA 203k vs HomeStyle renovation loans and see what you can borrow.
Lisa Rodriguez
Loan Types
Adjustable Rate Mortgages: Key Insights to Consider
ARMs start with lower rates that adjust after 5-10 years. Learn how ARM caps work, when ARMs make sense and current ARM rates.
Lisa Rodriguez
Loan Types
Assumable Mortgages: Take Over Low Rate Loans Easily
Assumable mortgages let buyers take over a seller's existing loan and rate. FHA, VA and USDA loans are assumable. Learn the process and requirements.
David Thompson
Loan Types
Calculate Your VA Mortgage Payment: Get It Right
VA loans have no PMI and no down payment. Calculate your monthly payment including the funding fee, taxes and insurance.
Jennifer Adams
Loan Types
Condo Mortgage Requirements: Key Financing Essentials
Condo mortgages require HOA questionnaire approval, owner-occupancy ratios and reserve fund minimums. Learn what makes a condo warrantable.
Lisa Rodriguez
Loan Types
Current Construction Loan Rates: What You Need to Know
Current construction mortgage rates run 1-2% higher than standard loans. See today's construction loan rates and learn how to qualify for building financing.
David Thompson
Loan Types
Conventional Loan Requirements: Qualify with Ease
Conventional loan requirements: 620 credit score, 3-20% down payment, 43% DTI. Learn how to qualify for a conventional mortgage.
Sarah Mitchell
Loan Types
Multiple Mortgage Pre-Approvals: Credit Score Impact
Rate shopping within 14-45 days counts as one hard inquiry. Get multiple pre-approvals to compare lenders without hurting your score.
Sarah Mitchell
Loan Types
FHA Loan Requirements: Simple Qualifying Tips
FHA loan requirements explained: 580 credit score minimum, 3.5% down payment, DTI limits and property standards. Learn how to qualify.
Sarah Mitchell
Loan Types
FHA Mortgage AZ - Find County Loan Limits Here
Arizona FHA loan limits range from $498K to $726K by county. See Maricopa, Pima and Pinal County limits plus lender recommendations.
Sarah Mitchell
Loan Types
Pre-Approval for Mortgage Duration - Understand Your Timeline
Most pre-approvals last 60-90 days. After that, you'll need updated income docs and a new credit pull. See how to extend or renew yours.
Michael Chen
Loan Types
Calculate Mortgage Insurance on Conventional Loans - Know
PMI costs 0.5-1.5% of your loan annually. On a $300K loan that's $125-$375/month. See how LTV and credit score affect your rate.
Michael Chen
Loan Types
Determine Your Mortgage Approval Amount - Simple Steps
Multiply your gross income by 3-5x, then adjust for debts and down payment. See the exact steps lenders use to calculate your approval amount.
Jennifer Adams
Loan Types
Interest-Only Mortgage - Weighing Benefits Against Risks
Interest-only mortgages let you pay just interest for 5-10 years, then principal kicks in. Payments are lower initially but jump significantly later.
Michael Chen
Loan Types
Investment Property Mortgage - Understand Key Requirements
Investment property loans require 15-25% down, 620+ credit and 6 months reserves. Rates run 0.5-0.75% higher than primary residence mortgages.
Sarah Mitchell
Loan Types
Jumbo Loan Requirements - Qualifying for Large Financing
Jumbo loans require 700+ credit, 10-20% down and 43% DTI. Learn current limits, rates and how to qualify for high-value property financing.
Michael Chen
Loan Types
Land Loans - Financing Options for Your Land Purchase
Land loans have higher rates, larger down payments and shorter terms than home mortgages. Learn about raw land, lot loans and construction financing.
David Thompson
Loan Types
Mobile Home Financing - Discover Your Options
Finance a mobile home with FHA Title I, chattel loans or conventional mortgages. Requirements vary based on whether you own the land.
Michael Chen
Loan Types
Non-QM Loans - Alternative Solutions for Unique Situations
Non-QM loans serve self-employed, investors and others who can't qualify traditionally. Learn about bank statement, asset-based and DSCR loans.
Michael Chen
Loan Types
Private Mortgage Lenders - When Banks Say No
Private lenders offer mortgages when banks decline you. Expect higher rates (8-15%), shorter terms and larger down payments. Learn when they make sense.
Sarah Mitchell
Loan Types
Reverse Mortgages - Understanding How They Operate
Reverse mortgages let homeowners 62+ convert equity to income without selling. Learn about HECMs, costs, repayment and whether it's right for you.
Lisa Rodriguez
Loan Types
Second Home Mortgage Requirements - Key Factors to Know
Second home loans require 10% down, 620+ credit and proof the property is for personal use. Rates are 0.25-0.5% higher than primary residence.
Michael Chen
Loan Types
Self-Employed Mortgage Requirements - Qualifying in 2025
Self-employed borrowers need 2 years of tax returns showing stable income. Learn documentation requirements, income calculation and tips for approval.
Michael Chen
Loan Types
Types of Mortgages: Choose the Best Loan for You
Compare conventional, FHA, VA, USDA, jumbo and ARM loans. Learn which mortgage type is best for your situation and requirements.
Michael Chen
Loan Types
USDA Loan Requirements: Qualify for No Down Payment
USDA loan requirements: zero down payment, income limits and eligible areas. Learn how to qualify for a USDA rural development loan.
David Thompson
Loan Types
VA Loan Requirements: Eligibility for Veterans in 2025
VA loan requirements explained: eligibility, credit score, income and COE. Learn how veterans qualify for zero down payment mortgages.
David Thompson
Loan Types
What Is A Conventional Mortgage Loan? Key Details
A conventional loan isn't backed by the government. You need 3-20% down and a 620+ credit score. See how they compare to FHA and VA loans.
Sarah Mitchell
Loan Types
Difference Between Conventional and FHA Mortgages
Conventional vs FHA mortgages explained. Key differences in down payments, credit requirements and costs.
Jennifer Adams