First-Time Buyers

Special guidance for first-time homebuyers. Programs, tips and common mistakes to avoid.

2 articles

Getting Started

Learn how to choose a mortgage company that fits your needs. Compare lenders on rates, fees, service and loan options to find the right fit.

Sarah Mitchell Jan 29, 2026

First-Time Buyers

Use the 28/36 rule: spend no more than 28% of gross income on housing. With $80K salary, you can afford roughly $280K-$350K depending on debts.

Sarah Mitchell Jan 5, 2026